My ABC Financial Coach helping families

"Average household debt has reached 156% of disposable income in Australia”

 

“Over $5billion in bank fees to be paid this year”

 

Are you finding despite low interest rates that you are not making any progress at reducing your debts? We target 20% improvement and guarantee no charge until we save you over 5%pa. We work with you for 6 months to help you take back control of your life.

Below is our step by step approach to how we can help your family:

 

 FACE TO FACE MEETING         or      USE YOUR PC TO ACCESS OUR SERVICES 

 by phoning us                                 by emailing us

 

 

You complete our Client FACT FINDER - We discuss how we can help

 

 
You confirm our commencement by                            You decide not to use

signing our Client ENGAGEMENTdoc           or              our Professional services

and advise the service you require

 

 

STANDARD SERVICE                                         PREMIUM SERVICE includes

1. Major expenses reviewed                             STANDARD Service plus

2. Credit card & mortgage debts                    1. Write to 3rdparties re debts

   to reduce cost & amount                             2. Maximise Centrelink payments

3. Smarter shopping & leisure                           3. Review all assets & debts

 

 

                                    We prepare recommendations

                                     and your BUDGET PLAN

 

                                    We invoice you & you pay out of savings.

                                    We GUARANTEE no payment due until

 your savings exceed 5% pa.

 

We work with you over next 6 months

to implement the changes

 

You pay down debt and/or start savings plan 

 

 

WHY AND HOW TO SAVE USING MY ABC FINANCIAL COACH BUDGET PLAN

 

Some of us may remember the money box where we regularly slid coins and notes in the top and did not have the key that opened the bottom. The only way we could find out what we had in the box was to go to the bank and deposit the entire contents into our savings account. The thought of a money box without access to the key seems antiquated in our world of revolving credit limits, ATMs and credit cards.

 

However the best way of saving and building your wealth is to regularly add as much as possible to a savings account that you can’t access no matter how important you consider your spending priorities. Everyone now has too many easy  ways to access, spend and to withdraw money. By using the My ABC Financial Coach methods you will be encouraged to buy the necessities of life and throw away the key to your savings account.  

 

Many of us consider that it is not possible to live an enjoyable life without the pleasures gained from visiting retail merchants. We enjoy trips to shopping centres and meeting up with friends in the climatic controlled atmosphere. The hunting and gathering part of our personalities has been conditioned over many years to be satisfied by selecting and buying merchandise.

 

We recommend adopting the MyABC Financial Coach BUDGET PLAN and follow these 6 steps to saving and building your wealth:

1.      Understand the difference between your needs and wants

2.      Deposit at least 10% of your income before you see your weekly pay cheque 

      into an account that you can’t access

3.      Always pay your debts promptly and ensure your credit card never has a             balance outstanding after due date.

4.      Avoid food waste by buying after eating, from a list compiled after checking         your pantry and viewing the latest special supermarket prices.

5.      Be proud that you are saving the planet by shopping infrequently only for essentials.

6.      Develop low cost habits that you find pleasurable and enjoyable.

 

Our goal is to help you all along the way with our coaching process until it becomes automatic so in a relatively short time, your decisions will revolve around what shall I do with my money, rather than asking why do I have none.

 

"Whether you think you can, or can't, you are usually right" Henry Ford.